The problem with calendars
A calendar reminds you a payment is due. It doesn't tell you how that upcoming payment changes your current balance or what you can safely spend this week.
What "scheduled" actually means in Orbit
Scheduled transactions let you project the next 90 days with clarity.
They live on your timeline with a scheduled status, so upcoming rent, salary, and recurring transfers are visible without affecting your current balance yet.
Turning scheduled into posted
When the real payment clears, you convert that scheduled entry into a posted one.
Reports and budgets run on posted numbers, while scheduled items act as a lightweight plan for what's ahead.
Takeaway: You should not have to choose between planning ahead and staying accurate. Keeping scheduled and posted separate lets you do both at once.